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	<title>Comments on: What else can you do?</title>
	<link>http://housingbubblecasualty.com/what-else-can-you-do/</link>
	<description>Mortgage insiders view on mortgages, real estate, debt, and the housing bubble.  site by SoCalMtgGuy, author of - Another F@CKED Borrower</description>
	<pubDate>Wed, 23 Jul 2008 18:35:41 +0000</pubDate>
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		<title>by: no turn down personal loan</title>
		<link>http://housingbubblecasualty.com/what-else-can-you-do/#comment-537516</link>
		<pubDate>Sun, 02 Mar 2008 14:11:01 +0000</pubDate>
		<guid>http://housingbubblecasualty.com/what-else-can-you-do/#comment-537516</guid>
					<description>&lt;strong&gt;no turn down personal loan...&lt;/strong&gt;

telegraphic?revolter bluntness treaties ...</description>
		<content:encoded><![CDATA[<p><strong>no turn down personal loan&#8230;</strong></p>
<p>telegraphic?revolter bluntness treaties &#8230;
</p>
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		<title>by: credit reports and experian</title>
		<link>http://housingbubblecasualty.com/what-else-can-you-do/#comment-536947</link>
		<pubDate>Sat, 01 Mar 2008 12:44:39 +0000</pubDate>
		<guid>http://housingbubblecasualty.com/what-else-can-you-do/#comment-536947</guid>
					<description>&lt;strong&gt;credit reports and experian...&lt;/strong&gt;

disarming bicycler?queerly supplier chalice?badges ...</description>
		<content:encoded><![CDATA[<p><strong>credit reports and experian&#8230;</strong></p>
<p>disarming bicycler?queerly supplier chalice?badges &#8230;
</p>
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		<title>by: citi master card</title>
		<link>http://housingbubblecasualty.com/what-else-can-you-do/#comment-531146</link>
		<pubDate>Fri, 15 Feb 2008 03:28:12 +0000</pubDate>
		<guid>http://housingbubblecasualty.com/what-else-can-you-do/#comment-531146</guid>
					<description>&lt;strong&gt;citi master card...&lt;/strong&gt;

ends parameterizing rump!hilarity ...</description>
		<content:encoded><![CDATA[<p><strong>citi master card&#8230;</strong></p>
<p>ends parameterizing rump!hilarity &#8230;
</p>
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		<title>by: Pregnant</title>
		<link>http://housingbubblecasualty.com/what-else-can-you-do/#comment-95471</link>
		<pubDate>Tue, 16 Jan 2007 21:57:53 +0000</pubDate>
		<guid>http://housingbubblecasualty.com/what-else-can-you-do/#comment-95471</guid>
					<description>&lt;strong&gt;Pregnant
...&lt;/strong&gt;

Pregnant
...</description>
		<content:encoded><![CDATA[<p><strong>Pregnant<br />
&#8230;</strong></p>
<p>Pregnant<br />
&#8230;
</p>
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		<title>by: 458bcb4261ba5e30d10ee8d03e10add1</title>
		<link>http://housingbubblecasualty.com/what-else-can-you-do/#comment-79307</link>
		<pubDate>Sun, 31 Dec 2006 02:44:51 +0000</pubDate>
		<guid>http://housingbubblecasualty.com/what-else-can-you-do/#comment-79307</guid>
					<description>&lt;strong&gt;458bcb4261ba5e30d10e...&lt;/strong&gt;

458bcb4261ba5e30d10ee8d03e10add1458bcb4261ba...</description>
		<content:encoded><![CDATA[<p><strong>458bcb4261ba5e30d10e&#8230;</strong></p>
<p>458bcb4261ba5e30d10ee8d03e10add1458bcb4261ba&#8230;
</p>
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		<title>by: WTF-SJ</title>
		<link>http://housingbubblecasualty.com/what-else-can-you-do/#comment-733</link>
		<pubDate>Tue, 28 Feb 2006 18:16:07 +0000</pubDate>
		<guid>http://housingbubblecasualty.com/what-else-can-you-do/#comment-733</guid>
					<description>Is there any news on how many of the variable rate mortgages have been refinanced to fixed rate?  I "hear" that a lot of people have done that, and if so, it would reduce the effect of interest rate resets, right?</description>
		<content:encoded><![CDATA[<p>Is there any news on how many of the variable rate mortgages have been refinanced to fixed rate?  I &#8220;hear&#8221; that a lot of people have done that, and if so, it would reduce the effect of interest rate resets, right?
</p>
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		<title>by: SoCalMtgGuy</title>
		<link>http://housingbubblecasualty.com/what-else-can-you-do/#comment-700</link>
		<pubDate>Tue, 28 Feb 2006 05:57:30 +0000</pubDate>
		<guid>http://housingbubblecasualty.com/what-else-can-you-do/#comment-700</guid>
					<description>Cereal,

Thanks for the input!

As you can tell, no new post today.  The blog was taking up quite a bit of time...I need a bit of a break to work on a few other things.  

The forums are doing great for barely being up 3 weeks now.  I'm working on a few things in and out of the mortgage industry at the moment.  As I have alluded to on other occasions, I'm not going to ride-out the next few years in the subprime industry.

Thanks for the input!

SoCalMtgGuy</description>
		<content:encoded><![CDATA[<p>Cereal,</p>
<p>Thanks for the input!</p>
<p>As you can tell, no new post today.  The blog was taking up quite a bit of time&#8230;I need a bit of a break to work on a few other things.  </p>
<p>The forums are doing great for barely being up 3 weeks now.  I&#8217;m working on a few things in and out of the mortgage industry at the moment.  As I have alluded to on other occasions, I&#8217;m not going to ride-out the next few years in the subprime industry.</p>
<p>Thanks for the input!</p>
<p>SoCalMtgGuy
</p>
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		<title>by: cereal</title>
		<link>http://housingbubblecasualty.com/what-else-can-you-do/#comment-697</link>
		<pubDate>Tue, 28 Feb 2006 00:18:09 +0000</pubDate>
		<guid>http://housingbubblecasualty.com/what-else-can-you-do/#comment-697</guid>
					<description>socal....have you thought about moving the whole operation over to the bulletin board? it seems to be gaining momentum. you could probably get a couple of trusted regulars to do moderator duties.  and be sure to give yourself a forum to post up fb stories.</description>
		<content:encoded><![CDATA[<p>socal&#8230;.have you thought about moving the whole operation over to the bulletin board? it seems to be gaining momentum. you could probably get a couple of trusted regulars to do moderator duties.  and be sure to give yourself a forum to post up fb stories.
</p>
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		<title>by: Ferromancer</title>
		<link>http://housingbubblecasualty.com/what-else-can-you-do/#comment-696</link>
		<pubDate>Mon, 27 Feb 2006 23:16:24 +0000</pubDate>
		<guid>http://housingbubblecasualty.com/what-else-can-you-do/#comment-696</guid>
					<description>I've been tracking the bubble from Chicago for a while.  The midwest in general isn't in one (you can buy a 2 bedroom house in Champaign-a culturally inclined college town-for 100 grand or lower).  But many areas in Chicago have gone off the deep end, particularly in the area I currently live in.  My SO and I have gone to a couple open houses for amusement.

Here is the first culprit, if you have a ziprealty account:
http://tinyurl.com/qs6co

It's a ONE MILLION dollar, 3 bedroom rowhouse sandwiched on a small strip of land between two major streets, a White Hen, a Gas Station, and overlooking a cemetery (a plus or a minus, depending on personal taste).  Given the crime is low, it has granite countertops in the bathroom and kitchen, and a patio overlooking said cemetery, as well as a two-car garage, and lots of square footage (but 3 flights of stairs, so not for the weak-kneed), so the property itself is nice.  It's been on the market.... 1214 days!  I don't think it has ever gotten a price reduction.

This is the kind of place that a family with two children should live in.  Yet... How many of those kinds of families are making the 300 grand to be able to "afford" that kind of place to live in?  Keep in mind that you have to send your kids to private school, and that food and gas a more expensive in this area.

There are other houses that are much more expensive (1.3 mil range) in this area, but generally have an extra bedroom and lots of luxury furnishings: two steam baths, overflow bathtub with a remote (not joking), expensive cherry hardwood floors, a BACK YARD, ethernet and audio wiring throughout the home, balconies, etc. etc.  Not to mention that it's further away from the gas station and the White Hen.

http://tinyurl.com/zow4z

Boy am I glad I'm renting a 2-bedroom flat in the SAME NEIGHBORHOOD for 1250 a month :D  I don't get a remote-controlled fireplace though.  But I do get a free one-car garage and water.  And Joan Cusack supposedly lives nearby.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been tracking the bubble from Chicago for a while.  The midwest in general isn&#8217;t in one (you can buy a 2 bedroom house in Champaign-a culturally inclined college town-for 100 grand or lower).  But many areas in Chicago have gone off the deep end, particularly in the area I currently live in.  My SO and I have gone to a couple open houses for amusement.</p>
<p>Here is the first culprit, if you have a ziprealty account:<br />
<a href="http://tinyurl.com/qs6co" rel="nofollow">http://tinyurl.com/qs6co</a></p>
<p>It&#8217;s a ONE MILLION dollar, 3 bedroom rowhouse sandwiched on a small strip of land between two major streets, a White Hen, a Gas Station, and overlooking a cemetery (a plus or a minus, depending on personal taste).  Given the crime is low, it has granite countertops in the bathroom and kitchen, and a patio overlooking said cemetery, as well as a two-car garage, and lots of square footage (but 3 flights of stairs, so not for the weak-kneed), so the property itself is nice.  It&#8217;s been on the market&#8230;. 1214 days!  I don&#8217;t think it has ever gotten a price reduction.</p>
<p>This is the kind of place that a family with two children should live in.  Yet&#8230; How many of those kinds of families are making the 300 grand to be able to &#8220;afford&#8221; that kind of place to live in?  Keep in mind that you have to send your kids to private school, and that food and gas a more expensive in this area.</p>
<p>There are other houses that are much more expensive (1.3 mil range) in this area, but generally have an extra bedroom and lots of luxury furnishings: two steam baths, overflow bathtub with a remote (not joking), expensive cherry hardwood floors, a BACK YARD, ethernet and audio wiring throughout the home, balconies, etc. etc.  Not to mention that it&#8217;s further away from the gas station and the White Hen.</p>
<p><a href="http://tinyurl.com/zow4z" rel="nofollow">http://tinyurl.com/zow4z</a></p>
<p>Boy am I glad I&#8217;m renting a 2-bedroom flat in the SAME NEIGHBORHOOD for 1250 a month <img src='http://housingbubblecasualty.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' />   I don&#8217;t get a remote-controlled fireplace though.  But I do get a free one-car garage and water.  And Joan Cusack supposedly lives nearby.
</p>
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		<title>by: Robert Coté</title>
		<link>http://housingbubblecasualty.com/what-else-can-you-do/#comment-695</link>
		<pubDate>Mon, 27 Feb 2006 20:12:30 +0000</pubDate>
		<guid>http://housingbubblecasualty.com/what-else-can-you-do/#comment-695</guid>
					<description>To all you Riverside detractors; NO.  When you call Riverside "an armpit" you are way off.  I don't even understand how you can think such a thing.  Knowing about armpits implies you have at least a cursory understanding of anatomy.  That said you can see why if you understand anatomy that armpit is just not even a close approximation of the correct body part.  Not even within farting distance.</description>
		<content:encoded><![CDATA[<p>To all you Riverside detractors; NO.  When you call Riverside &#8220;an armpit&#8221; you are way off.  I don&#8217;t even understand how you can think such a thing.  Knowing about armpits implies you have at least a cursory understanding of anatomy.  That said you can see why if you understand anatomy that armpit is just not even a close approximation of the correct body part.  Not even within farting distance.
</p>
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