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	<title>housingbubblecasualty.com</title>
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	<link>http://housingbubblecasualty.com</link>
	<description>Mortgage insiders view on mortgages, real estate, debt, and the housing bubble.  site by SoCalMtgGuy, author of - Another F@CKED Borrower</description>
	<pubDate>Tue, 31 Mar 2009 16:25:53 +0000</pubDate>
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		<title>Soft landing???  Not so much&#8230;</title>
		<link>http://housingbubblecasualty.com/soft-landing-not-so-much/</link>
		<comments>http://housingbubblecasualty.com/soft-landing-not-so-much/#comments</comments>
		<pubDate>Tue, 31 Mar 2009 16:25:53 +0000</pubDate>
		<dc:creator>SoCalMtgGuy</dc:creator>
		
		<category><![CDATA[SoCalMtgGuy Posts]]></category>

		<guid isPermaLink="false">http://housingbubblecasualty.com/?p=115</guid>
		<description><![CDATA[
So much nonsense going on in this country, where to start?!?!?
I will keep it simple for now, and I just want to put this article out there for all the &#8216;experts&#8217; and real estate geniuses of a few years back.  Seems your &#8216;level out&#8217; and &#8217;soft landing&#8217; theories didn&#8217;t pan out so well.
Read this: [...]]]></description>
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		<title>MUST WATCH VIDEO!!!</title>
		<link>http://housingbubblecasualty.com/must-watch-video/</link>
		<comments>http://housingbubblecasualty.com/must-watch-video/#comments</comments>
		<pubDate>Thu, 19 Feb 2009 16:45:41 +0000</pubDate>
		<dc:creator>SoCalMtgGuy</dc:creator>
		
		<category><![CDATA[SoCalMtgGuy Posts]]></category>

		<guid isPermaLink="false">http://housingbubblecasualty.com/?p=111</guid>
		<description><![CDATA[No time to talk now&#8230;.just watch this video!!  About time SOMEBODY in the media say it!!
MUST SEE!  DO YOU WANT TO PAY YOUR NEIGHBORS MORTGAGE???
Stay tuned&#8230;
SoCalMtgGuy
]]></description>
		<wfw:commentRss>http://housingbubblecasualty.com/must-watch-video/feed/</wfw:commentRss>
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		<title>R.I.P Personal Responsibility&#8230;the guvment is in charge now</title>
		<link>http://housingbubblecasualty.com/rip-personal-responsibilitythe-guvment-is-in-charge-now/</link>
		<comments>http://housingbubblecasualty.com/rip-personal-responsibilitythe-guvment-is-in-charge-now/#comments</comments>
		<pubDate>Wed, 18 Feb 2009 19:47:34 +0000</pubDate>
		<dc:creator>SoCalMtgGuy</dc:creator>
		
		<category><![CDATA[SoCalMtgGuy Posts]]></category>

		<guid isPermaLink="false">http://housingbubblecasualty.com/?p=105</guid>
		<description><![CDATA[I want to apologize to all the readers that read this blog and decided NOT to purchase a house.  Had I know we could have bought houses that we couldn&#8217;t afford, at rates that we &#8216;knew&#8217; were going to adjust higher, AND that the guvment was going to come in and &#8217;save&#8217; us, I would [...]]]></description>
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		<item>
		<title>Like many stupid borrowers, Congress &#8217;signs&#8217; something they never read</title>
		<link>http://housingbubblecasualty.com/like-many-stupid-borrowers-congress-signs-something-they-never-read/</link>
		<comments>http://housingbubblecasualty.com/like-many-stupid-borrowers-congress-signs-something-they-never-read/#comments</comments>
		<pubDate>Sat, 14 Feb 2009 00:08:03 +0000</pubDate>
		<dc:creator>SoCalMtgGuy</dc:creator>
		
		<category><![CDATA[SoCalMtgGuy Posts]]></category>

		<guid isPermaLink="false">http://housingbubblecasualty.com/?p=103</guid>
		<description><![CDATA[I don&#8217;t know what to say.  I am really and truly at a loss.
They said they would give &#8216;the people&#8217; 48 hours to see the final bill before they voted on it.  The 1100 page bill wasn&#8217;t even complete barely 12 hours before they voted to approve it.
If you think this country is in a [...]]]></description>
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		<title>My &#8216;Christian Bale&#8217; take on things&#8230;F@CK!!!</title>
		<link>http://housingbubblecasualty.com/my-christian-bale-take-on-thingsfck/</link>
		<comments>http://housingbubblecasualty.com/my-christian-bale-take-on-thingsfck/#comments</comments>
		<pubDate>Wed, 04 Feb 2009 23:21:32 +0000</pubDate>
		<dc:creator>SoCalMtgGuy</dc:creator>
		
		<category><![CDATA[SoCalMtgGuy Posts]]></category>

		<guid isPermaLink="false">http://housingbubblecasualty.com/?p=92</guid>
		<description><![CDATA[  
It&#8217;s been a while since I last posted.  I got it.  There have been lots of things on my mind, but I have just been watching and waiting as there is a TON of information to digest.  Not to mention I have been working on making a buck so I don&#8217;t have to [...]]]></description>
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		<title>New ad for the &#8216;big 3&#8242;!</title>
		<link>http://housingbubblecasualty.com/new-ad-for-the-big-3/</link>
		<comments>http://housingbubblecasualty.com/new-ad-for-the-big-3/#comments</comments>
		<pubDate>Wed, 10 Dec 2008 05:48:01 +0000</pubDate>
		<dc:creator>SoCalMtgGuy</dc:creator>
		
		<category><![CDATA[SoCalMtgGuy Posts]]></category>

		<guid isPermaLink="false">http://housingbubblecasualty.com/?p=88</guid>
		<description><![CDATA[
I don&#8217;t have time for a long post, but I received this &#8216;ad&#8217; in my e-mail inbox today, and thought it was entertaining and appropriate to share.  
This bailout for the &#8216;big 3&#8242; is just ridiculous.  I know it won&#8217;t be pretty if they have to close some plants, layoff lots of workers, [...]]]></description>
		<wfw:commentRss>http://housingbubblecasualty.com/new-ad-for-the-big-3/feed/</wfw:commentRss>
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		<item>
		<title>Automaker CEO&#8217;s - making as much sense as 125% LTV stated income loans</title>
		<link>http://housingbubblecasualty.com/automaker-ceos-making-as-much-sense-as-125-ltv-stated-income-loans/</link>
		<comments>http://housingbubblecasualty.com/automaker-ceos-making-as-much-sense-as-125-ltv-stated-income-loans/#comments</comments>
		<pubDate>Mon, 24 Nov 2008 08:48:19 +0000</pubDate>
		<dc:creator>SoCalMtgGuy</dc:creator>
		
		<category><![CDATA[SoCalMtgGuy Posts]]></category>

		<guid isPermaLink="false">http://housingbubblecasualty.com/automaker-ceos-making-as-much-sense-as-125-ltv-stated-income-loans/</guid>
		<description><![CDATA[I know this is a few days late, but I wanted to get a few quick thoughts out on the automaker testimony.  I know it has been a while, but I have been trying to decide where to take this blog next.  Even though it began as a blog that talked specifically about mortgages and [...]]]></description>
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		<title>Flashback: A trillion dollar game of JENGA!! (Dec 9th, 2005)</title>
		<link>http://housingbubblecasualty.com/flashback-a-trillion-dollar-game-of-jenga-dec-9th-2005/</link>
		<comments>http://housingbubblecasualty.com/flashback-a-trillion-dollar-game-of-jenga-dec-9th-2005/#comments</comments>
		<pubDate>Wed, 08 Oct 2008 00:08:59 +0000</pubDate>
		<dc:creator>SoCalMtgGuy</dc:creator>
		
		<category><![CDATA[SoCalMtgGuy Posts]]></category>

		<guid isPermaLink="false">http://housingbubblecasualty.com/flashback-a-trillion-dollar-game-of-jenga-dec-9th-2005/</guid>
		<description><![CDATA[I am working on some new material, but I have been out of town for the past week for work.  That said, I found this post that I wrote on December 9th, 2005.  I think it is &#8217;somewhat&#8217; related to what is going on now&#8230;but I will let YOU be the judge of that.  Here [...]]]></description>
		<wfw:commentRss>http://housingbubblecasualty.com/flashback-a-trillion-dollar-game-of-jenga-dec-9th-2005/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Where to start???  Fannie/Freddie, Lehman, AIG, Merril&#8230;and the guvment response</title>
		<link>http://housingbubblecasualty.com/where-to-start-fanniefreddie-lehman-aig-merriland-the-guvment-response/</link>
		<comments>http://housingbubblecasualty.com/where-to-start-fanniefreddie-lehman-aig-merriland-the-guvment-response/#comments</comments>
		<pubDate>Fri, 19 Sep 2008 00:45:40 +0000</pubDate>
		<dc:creator>SoCalMtgGuy</dc:creator>
		
		<category><![CDATA[SoCalMtgGuy Posts]]></category>

		<guid isPermaLink="false">http://housingbubblecasualty.com/where-to-start-fanniefreddie-lehman-aig-merriland-the-guvment-response/</guid>
		<description><![CDATA[I know, I know&#8230;there is so much going on in the financial markets right now.  There are a million people giving a million different opinions on things.  Well, I will have my thoughts on things posted here in the next few days.
First off, there is a TON to digest, and I don&#8217;t think ANYBODY knows [...]]]></description>
		<wfw:commentRss>http://housingbubblecasualty.com/where-to-start-fanniefreddie-lehman-aig-merriland-the-guvment-response/feed/</wfw:commentRss>
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		<item>
		<title>&#8216;Extreme Home Makeover&#8217; sees family foreclose on &#8216;free&#8217; house</title>
		<link>http://housingbubblecasualty.com/extreme-home-makeover-sees-family-foreclose-on-free-house/</link>
		<comments>http://housingbubblecasualty.com/extreme-home-makeover-sees-family-foreclose-on-free-house/#comments</comments>
		<pubDate>Wed, 30 Jul 2008 06:23:46 +0000</pubDate>
		<dc:creator>SoCalMtgGuy</dc:creator>
		
		<category><![CDATA[SoCalMtgGuy Posts]]></category>

		<guid isPermaLink="false">http://housingbubblecasualty.com/extreme-home-makeover-sees-family-foreclose-on-free-house/</guid>
		<description><![CDATA[Getting a &#8216;free&#8217; $450,000 construction job, a paid off mortgage, and $250,000 in cash and scholarship money just wasn&#8217;t enough for one Extreme Home Makeover family who is getting foreclosed on 3 years after receiving their new home.  How are they getting foreclosed on you ask?  Well apparently getting a new home with [...]]]></description>
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